Terms of Use

01Eligibility

The site and its content are intended for professional and institutional users and for informational purposes only. By using the site you represent that you are authorised to do so on your own behalf or on behalf of your organisation.

02Licence and acceptable use

We grant you a limited, non-exclusive, non-transferable, revocable licence to access the site for your internal evaluation and business purposes. You agree not to:

• copy, scrape, crawl, harvest, or systematically extract content from the site;
• redistribute, resell, sublicense, or republish any content, data, signals, or research obtained from us;
• reverse engineer, or attempt to derive the methodology, models, or data sources underlying our products;
• use the site unlawfully, to infringe rights, or to disrupt its operation.

03Accounts

Where account access is provided (via our authentication provider), you are responsible for maintaining the confidentiality of your credentials and for all activity under your account. Notify us promptly of any unauthorised use.

04Intellectual property

All content on the site — including text, data, datasets, signals, research, charts, graphics, logos, and software — is owned by or licensed to Masscrest and protected by intellectual-property laws. No rights are granted except the limited licence in Section 2.

05Third-party links and services

The site may link to or rely on third-party services. We are not responsible for the content, policies, or practices of third parties.

06Privacy

Your use of the site is also governed by our Privacy Policy.

07Informational only — no investment advice

All content, data, datasets, signals, research, and performance figures are provided for informational purposes only. They are not investment, financial, legal, tax, or other advice; not a recommendation, solicitation, or offer to buy or sell any security or financial instrument; and not tailored to any individual's circumstances. You are solely responsible for your own investment decisions and should consult your own qualified advisers. Masscrest is not a registered investment adviser, broker-dealer, or financial adviser.

08Past and hypothetical performance

Any performance figures, including backtested or hypothetical results, are not indicative of future results. Backtested and hypothetical performance has inherent limitations, including the benefit of hindsight, and does not represent actual trading. No representation is made that any account will or is likely to achieve results similar to those shown.

09Limitation of liability

To the maximum extent permitted by law, Masscrest and its officers, employees, and suppliers will not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits, revenue, data, or trading losses, arising from your use of (or inability to use) the site or its content. Our total aggregate liability for any claim relating to the site will not exceed [SGD 100 / the amount you paid us in the 12 months preceding the claim].

10Indemnity

You agree to indemnify and hold Masscrest harmless from claims, losses, and expenses arising from your breach of these Terms or misuse of the site.

11Changes

We may modify the site or these Terms at any time. Continued use after changes take effect constitutes acceptance.

12Termination

We may suspend or terminate your access at any time for any reason, including breach of these Terms.

13Governing law and disputes

These Terms are governed by the laws of Singapore. The courts of Singapore have exclusive jurisdiction over any dispute [or: any dispute shall be referred to and finally resolved by arbitration in Singapore under the SIAC Rules — choose one with your lawyer].

14Contact

Masscrest Pte. Ltd., support@masscrest.com, 160 Robinson Road, #14-04, SBF Center, Singapore 068914.